Michael Gregory is Deputy Chief Economist and Head of U.S. Economics for BMO Capital Markets. He manages the team responsible for forecasting and analyzing the North American economy and financial markets.

Michael began his career in economics with Royal Bank of Canada in Montreal in the mid-1980s, before moving to Toronto to work in RBC’s foreign exchange and money market research group. He eventually moved further along the yield curve and across the border, joining the fixed income strategy group at Lehman Brothers in New York City in the mid-1990s. Returning to Canada at the end of 2001, Michael headed up the Financial Services Analysis team at Bank of Montreal, focusing on regulatory and industry restructuring issues, before shifting to BMO Capital Markets Economics in 2004. He moved to Chicago in late 2013, providing research support for the U.S. and Canadian fixed income business and working with the Global Fixed Income Strategy team, before returning to Toronto in 2016.

Michael is a graduate of Concordia University in Montreal and Western University in London, Ontario; did doctoral studies at Fordham University in New York City; and, holds a Chartered Financial Analyst designation.

Carl Heinrich was born in Calgary and grew up in BC. He moved to Stratford Ontario to attend the Stratford Chefs School where he met his business partner Ryan Donovan.

After winning Season 2 of Top Chef Canada Carl partnered with Ryan to open Richmond Station, a bustling stopping place in the heart of Toronto’s financial district.

Richmond Station in an ingredient focused and technique driven kitchen. That is to say when planning new menu items, their culinary team seeks out ingredients for inspiration, instead of starting with a specific dish. The restaurant is also known for the whole animal butchery program, all meat served has been butchered in house, including the charcuterie. The restaurant also has a one acre plot of land on the New Farm in Creemore, Ontario where they grow as much produce as possible to use in the restaurant.

Nick is a Portfolio Manager within the Global Equities team. He is Lead Portfolio Manager on the Sustainable Opportunities Global Equity Strategy. He joined both the firm and the team in 2008. Prior to joining the firm, Nick graduated with a Bachelor of Science degree in Economics from the University of Bristol and is a CFA Charterholder.